Investors Trust

The Investors Trust was established in 1994 by an Act of Parliament to offer the councils, committees and congregations of the Church a simple and economical medium for the investment of their funds. Investors are at liberty to invest in the trust to an unlimited extent. Copies of our annual report and most recent interim report can be downloaded from the side.

The Funds

The Church of Scotland Investors Trust provides three funds for investors. These are:

The Deposit Fund

This fund is intended for short-term investment and aims to provide a high rate of interest. Deposits are repayable on demand with interest calculated quarterly in arrears, paid gross in May and November. The fund is invested mainly in short-term loans to banks and building societies. The Deposit Fund is professionally managed by Thomas Miller Investment Limited, based in London and Edinburgh.

The Growth Fund

This fund is very largely equity-based and is intended for long-term investment. The fund is operated on a unitised basis and aims to provide capital growth. Units can be purchased or sold monthly. Income is distributed gross in May and November. The Growth Fund is professionally managed by Newton Investment Management Limited, based in London.

The Income Fund

This fund is intended for medium-term investment and aims to provide immediate high income with funds invested predominantly in fixed-interest securities and operated on a unitised basis. As with the Growth Fund, units can be bought or sold monthly with income distributed gross in April and October. The Income Fund is professionally managed by Royal London Asset Management, based in London.

Unit Values at 30 April 2013

Fund Yield Value
Growth Fund 4.22% On assumed distribution of 16.5p per unit £3.91xd
Income Fund 4.44% On assumed distribution of not less than 50.0p per unit £11.25

The dealing procedures for dealing in units in the Growth and Income Funds has altered since January 2009. An explanation can be downloaded below.

Enquiries about unit dealing dates should be directed to the Investors Trust at the contact details below.

Interest rates

Fund Financial Quarter Interest Rate
Deposit Fund Three months to 31/12/12 1.09%
Deposit Fund Three months to 31/03/13 0.84%

Application forms

Application forms for each of the funds can be downloaded below:

Membership

Members of the Investors Trust are appointed by the General Assembly. The Chairman is A. W. T. Gibb and the Vice-Chairman is I. J. Hunter.

Contact for more information

For further information please email or contact us at the Church's offices in Edinburgh.